Save money by working with a mortgage broker on your 30 year fixed mortgage loan.
Conventional Mortgage
When it comes to Conventional Mortgage loans, there is a wide range of products available to cater to borrowers' diverse needs. Working with a Mortgage Broker gives you access to a larger pool of lenders offering competitive products and rates. Here are a few of the most commonly requested mortgage loans:
Top 3 Products
2% Down Payment Assistance
2% Down Payment Assistance
2% Down Payment Assistance
A down payment assistance program that offers a 2% down payment grant can be a great opportunity for buyers looking to minimize their upfront costs and ease the path to homeownership.
- Primary home only
- Minimum credit score is 620
- 2% grant up to $4000 in DPA
- No Mortgage Insurance applied
- Maximum loan amount is is $300,000
- Income requirements do apply depending on zip code.
5% Downpayment
2% Down Payment Assistance
2% Down Payment Assistance
With the low downpayment Conventional option, borrowers can purchase a home without putting down a hefty 20% upfront. This option provides flexibility and accessibility to homeownership. Additionally, once you have reached 20% equity in your home, you can cancel the private mortgage insurance, reducing your monthly expenses and further empowering your financial stability.
3-2-1 Buydown
2% Down Payment Assistance
3-2-1 Buydown
Buy down the rate for 1-2 or 3 years.
- Great opportunity to help sellers get a property sold without affecting the sales price. With the rising interest rate environment, Sellers love this product. The benefit goes directly to the borrower.
- An excellent way for borrowers to use any excess seller concessions that often go unutilized
- A lower interest rate for the first 1-3 years allows the borrower to have a more down monthly payment