Jessica Denegall - Mortgage Loans, Mortgage Broker, Investors

Rental Loan

Refinance Investment Properties

Refinance Investment Properties

Portfolio or single-asset loans
5/1, 7/1, 10/1 Interest-only ARMs
30-year amortized with a fixed initial interest-only payment period
Reasonable underwriting on cash flow requirements
Aggressive LTVs / high leverage
Min. FICO: 600
Up to 90% LTV on Purchase
Up to 80% Rate and Term Refinance, Cash-Out, Refinance
Property Types: SFR, 2-4 units, condos, PUDs, townhomes

Refinance Investment Properties

Refinance Investment Properties

Refinance Investment Properties

Portfolio or single-asset loans
30-year amortized loans with a fixed initial interest-only payment period
Reasonable underwriting on cash flow requirements
Min. FICO: 600
Up to 80% LTV (Purchase, Rate and Term Refinance, Cash-Out, Refinance)
Stabilized rental properties (leased or soon-to-be leased) No DTI requirements for the borrower

We have both short term and long term loans

Fix n Flips

Rehab Financing

Rehab Financing

Close fast to compete with cash buyers
Purchase and refinance loans up to 80% loan to as-is value
Finance renovation and construction costs (CLTV not to exceed 85% of ARV)
Stated-income only
Interest rates based on recent investment experience & credit
Interest-only payments

Rehab Financing

Rehab Financing

Rehab Financing

Finance up to 100% of the rehab budget
Max 75% of ARV (After Repair Value)
Pricing: same rates and origination fee apply

Bridge Loans

Rehab Financing

Bridge Loans

Stated income and no DTI requirement, No minimum FICO requirement, No minimum DSCR requirement on a 1-year term
No prepayment premium on a 1-year term
Quicker valuation process, complete appraisals only required on a case-by-case basis
Quick closings
Interest-only payments
Up to 80% LTV